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Terms of Use

This page explains the terms by which you may access and use the online and/or mobile services, website, and/or software provided on or in connection with the service (collectively the “Service”), provided by BIZZYBODY NG (“BizzyBody,” “we,” or “us”). 

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION CONTAINED HEREIN. This TERMS OF USE Agreement (“AGREEMENT”) applies to all visitors, users, and others who access the Service (“Users”). By accessing or using the Service, you signify that you have read, understood, and agree to be bound by this AGREEMENT. If you are not eligible to use the Service, or do not agree to the terms and conditions of this Agreement, you do not have our permission to use the Service. 

You acknowledge and agree that, as provided in greater detail in this Agreement:

  • By accessing or using the Service, you agree to the collection, use and sharing of your information as set forth in the BizzyBody Privacy Policy (the “Privacy Policy”), which is incorporated by reference herein.
  • You are and shall remain the owner of the User Content (as defined in Section 2 below) you create, provide or otherwise make available through the Service and BizzyBody claims no ownership rights to your User Content; however, in this Agreement you grant BizzyBody a limited license to your User Content to: (a) provide the Service; and (b) to use your User Content for the limited uses identified in our Privacy Policy. 
  • BY ACCEPTING THE TERMS AND CONDITIONS OF THIS AGREEMENT, YOU ARE AGREEING TO A MANDATORY INDIVIDUAL ARBITRATION AND CLASS ACTION/JURY TRIAL WAIVER PROVISION (IN SECTION 20(C)) THAT REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS.
  • BizzyBody reserves the right to make unilateral modifications to this Agreement and will provide notice of these changes as described in Section 21(B) below. 

1. Use of Our Service

BizzyBody provides a place for Users to share content and interact with their friends, family, and other contacts, as well as other Users.

A. Eligibility

This is a contract between you and BizzyBody. You must read and agree to these terms before using the BizzyBody Service. If you do not agree, you may not use the Service. You may use the Service only if you can form a binding contract with BizzyBody, and only in compliance with this Agreement and all applicable local, state, national, and international laws, rules and regulations. Any use or access to the Service by anyone under 13 is strictly prohibited and in violation of this Agreement. The Service is not available to any Users previously removed from the Service by BizzyBody.

B. BizzyBody Service

Subject to the terms and conditions of this Agreement, you are hereby granted a non-exclusive, limited, non-transferable, freely revocable license to use the Service as permitted by the features of the Service. BizzyBody reserves all rights not expressly granted herein in the Service and the BizzyBody Content (as defined below). BizzyBody may terminate this license at any time for any reason or no reason.

C. BizzyBody Accounts

Your BizzyBody account gives you access to the services and functionality that we may establish and maintain from time to time and in our sole discretion. We may maintain different types of accounts for different types of Users. If you open a BizzyBody account on behalf of a company, organization, or other entity, then (a) “you” includes you and that entity, and (b) you represent and warrant that you are an authorized representative of the entity with the authority to bind the entity to this Agreement, and that you agree to this Agreement on the entity’s behalf. By connecting to BizzyBody with a third-party service, you give us permission to access and use your information from that service as permitted by that service, and to store your log-in credentials for that service.

You may never use another User’s account without permission. When creating your account, you must provide accurate and complete information, and you must keep this information up to date. You are solely responsible for the activity that occurs on your account, and you must keep your account password secure. We encourage you to use “strong” passwords (passwords that use a combination of upper and lowercase letters, numbers and symbols) with your account. You must notify BizzyBody immediately of any breach of security or unauthorized use of your account. BizzyBody will not be liable for any losses caused by any unauthorized use of your account.

You may control your User profile and how you interact with the Service by changing the Settings within the BizzyBody Mobile Software as defined below. By providing BizzyBody your email address, you consent to our using the email address to send you Service-related notices, including any notices required by law, in lieu of communication by postal mail. We may also use your email address to send you other messages, such as changes to features of the Service and special offers. If you do not want to receive such email messages, you may opt out by following the “Unsubscribe” link in the email messages. Opting out may prevent you from receiving email messages regarding updates, improvements, or offers.

D. Service Rules  

You agree not to engage in any of the following prohibited activities: (i) copying, distributing, or disclosing any part of the Service in any medium, including without limitation by any automated or non-automated “scraping”; (ii) using any automated system, including without limitation “robots,” “spiders,” “offline readers,” etc., to access the Service in a manner that sends more request messages to the BizzyBody servers than a human can reasonably produce in the same period of time by using a conventional on-line web browser (except that BizzyBody grants the operators of public search engines revocable permission to use spiders to copy publically available materials from BizzyBody.co for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials); (iii) transmitting spam, chain letters, or other unsolicited email; (iv) attempting to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service; (v) taking any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (vi) uploading invalid data, viruses, worms, or other software agents through the Service; (vii) collecting or harvesting any personally identifiable information, including account names, from the Service; (viii) using the Service for any commercial solicitation purposes; (ix) impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity; (x) interfering with the proper working of the Service; (xi) accessing any content on the Service through any technology or means other than those provided or authorized by the Service; or (xii) bypassing the measures we may use to prevent or restrict access to the Service, including without limitation features that prevent or restrict use or copying of any content or enforce limitations on use of the Service or the content therein.

Accessing any audiovisual content that may be available on the Service for any purpose or in any manner other than Streaming (as defined below) is expressly prohibited unless explicitly permitted by the functionality of the Service. “Streaming” means a contemporaneous digital transmission of an audiovisual work via the Internet from the BizzyBody Service to a User’s device in such a manner that the data is intended for real-time viewing and not intended to be copied, stored, permanently downloaded, or redistributed by the User.

We may, without prior notice, change the Service; stop providing the Service or features of the Service, to you or to Users generally; or create usage limits for the Service. We may permanently or temporarily terminate or suspend your access to the Service without notice and liability for any reason, including if in our sole determination you violate any provision of this Agreement, or for no reason. Upon termination for any reason or no reason, you continue to be bound by this Agreement.

You are solely responsible for your interactions with other BizzyBody Users. We reserve the right, but have no obligation, to monitor disputes between you and other Users. BizzyBody shall have no liability for your interactions with other Users, or for any User’s action or inaction.

2. User Content

Some areas of the Service allow Users to post or provide content such as profile information, videos, images, music, comments, questions, and other content or information (any such materials a User submits, posts, displays, or otherwise makes available on the Service is referred to as “User Content”). We claim no ownership rights over User Content created by you. The User Content you create remains yours; however, by providing or sharing User Content through the Service, you agree to allow others to view, edit, and/or share your User Content in accordance with your settings and this Agreement. BizzyBody has the right (but not the obligation) in its sole discretion to remove any User Content that is shared via the Service.

You agree not to post User Content that: (i) may create a risk of harm, loss, physical or mental injury, emotional distress, death, disability, disfigurement, or physical or mental illness to you, to any other person, or to any animal; (ii) may create a risk of any other loss or damage to any person or property; (iii) seeks to harm or exploit children by exposing them to inappropriate content, asking for personally identifiable details or otherwise; (iv) may constitute or contribute to a crime or tort; (v) contains any information or content that we deem to be unlawful, harmful, abusive, racially or ethnically offensive, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, humiliating to other people (publicly or otherwise), libelous, threatening, profane, obscene, or otherwise objectionable; (vi) contains any information or content that is illegal (including, without limitation, the disclosure of insider information under securities law or of another party’s trade secrets); (vii) contains any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships; or (viii) contains any information or content that you know is not correct and current or (ix) violates any school or other applicable policy, including those related to cheating or ethics. You agree that any User Content that you post does not and will not violate third-party rights of any kind, including without limitation any Intellectual Property Rights (as defined below) or rights of privacy. To the extent that your User Content contains music, you hereby represent that you are the owner of or have the necessary rights to all the copyright rights, including without limitation the performance, mechanical, and sound recordings rights, with respect to each and every musical composition (including lyrics) and sound recording contained in such User Content and have the power to grant the license granted below. BizzyBody reserves the right, but is not obligated, to reject and/or remove any User Content that BizzyBody believes, in its sole discretion, violates any of these provisions. You understand that publishing your User Content on the Service is not a substitute for registering it with the U.S. Copyright Office, the Writers Guild of America, or any other rights organization.

For the purposes of this Agreement, “Intellectual Property Rights” means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction.

In connection with your User Content, you affirm, represent and warrant the following:

  • A. You have obtained and are solely responsible for obtaining all consents as may be required by law to post any User Content relating to third parties, including (without limitation) the written consent and release of liability of each and every identifiable natural person in the User Content, if any, to use such person’s name or likeness in the manner contemplated by the Service and this Agreement.
  • B. Your User Content and BizzyBody’s use thereof as contemplated by this Agreement and the Service will not violate any law or infringe any rights of any third party, including but not limited to any Intellectual Property Rights and privacy rights.
  • C. BizzyBody may exercise the rights to your User Content granted under this Agreement without liability for payment of any guild fees, residuals, payments, fees, or royalties payable under any collective bargaining agreement or otherwise.
  • D. To the best of your knowledge, all your User Content and other information that you provide to us is truthful and accurate.

BizzyBody takes no responsibility and assumes no liability for any User Content that you or any other User or third party posts, sends, or otherwise makes available over the Service. You shall be solely responsible for your User Content and the consequences of posting, publishing it, sharing it, or otherwise making it available on the Service, and you agree that we are only acting as a passive conduit for your online distribution and publication of your User Content. You understand and agree that you may be exposed to User Content that is inaccurate, objectionable, inappropriate for children, or otherwise unsuited to your purpose, and you agree that BizzyBody shall not be liable for any damages you allege to incur as a result of or relating to any User Content.

3. User Content Ownership and License  

As between you and BizzyBody, you retain any and all right, title and interest in and to the User Content you create, post, or otherwise make available through the Service. We claim no ownership rights over your User Content. 

In accordance with your choice of the privacy settings offered by the Service, by posting or otherwise making available any User Content on or through the Service, you hereby grant, and you represent and warrant that you have all rights necessary to grant, to BizzyBody a limited, royalty-free, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, list information regarding, translate, distribute, syndicate, publicly perform, publicly display, make derivative works of, or otherwise use your User Content, including (without limitation) your name, voice, and/or likeness as it is contained within your User Content, in whole or in part, and in any form, media or technology, whether now known or hereafter developed. This license is being used by BizzyBody solely as necessary to provide the Service, and for such other limited uses identified in our Privacy Policy. This license is not being used by BizzyBody to sell your User Content to third parties or otherwise profit off of your User Content in any way unrelated to BizzyBody providing and promoting the Service, and it does not give BizzyBody any rights to own your User Content or limit your ability to use your User Content however you wish outside of the Service. 

You also hereby grant each User of the Service a non-exclusive license to access your User Content through the Service, and to use, reproduce, distribute, display and perform such User Content as permitted through the functionality of the Service and under this Agreement.

You reserve all rights to your User Content not expressly granted in this Agreement and in our Privacy Policy, and no right or license in your User Content is granted to BizzyBody, except as expressly set forth in this Agreement and the Privacy Policy. If you have any questions about this Section 3, please contact us at info@bizzybody.ng.

4. Mobile Software

A. Mobile Software. We may make available software to access the Service via a mobile device (“Mobile Software”). To use the Mobile Software you must have a mobile device that is compatible with the Mobile Software. BizzyBody does not warrant that the Mobile Software will be compatible with your mobile device. You may use mobile data in connection with the Mobile Software and may incur additional charges from your wireless provider for these services. You agree that you are solely responsible for any such charges. BizzyBody hereby grants you a non-exclusive, non-transferable, revocable license to use a compiled code copy of the Mobile Software for one BizzyBody account on one mobile device owned or leased solely by you, for your personal use. You may not: (i) modify, disassemble, decompile or reverse engineer the Mobile Software, except to the extent that such restriction is expressly prohibited by law; (ii) rent, lease, loan, resell, sublicense, distribute or otherwise transfer the Mobile Software to any third party or use the Mobile Software to provide time sharing or similar services for any third party; (iii) make any copies of the Mobile Software; (iv) remove, circumvent, disable, damage or otherwise interfere with security-related features of the Mobile Software, features that prevent or restrict use or copying of any content accessible through the Mobile Software, or features that enforce limitations on use of the Mobile Software; or (v) delete the copyright and other proprietary rights notices on the Mobile Software. You acknowledge that BizzyBody may from time to time issue upgraded versions of the Mobile Software, and may automatically electronically upgrade the version of the Mobile Software that you are using on your mobile device. You consent to such automatic upgrading on your mobile device, and agree that the terms and conditions of this Agreement will apply to all such upgrades. Any third-party code that may be incorporated in the Mobile Software is covered by the applicable open source or third-party license EULA, if any, authorizing use of such code. The foregoing license grant is not a sale of the Mobile Software or any copy thereof, and BizzyBody or its third-party partners or suppliers retain all right, title, and interest in the Mobile Software (and any copy thereof). Any attempt by you to transfer any of the rights, duties or obligations hereunder, except as expressly provided for in this Agreement, is void. BizzyBody reserves all rights not expressly granted under this Agreement. If the Mobile Software is being acquired on behalf of the Government of the Federal Republic of Nigeria, then the following provision applies. The Mobile Software will be deemed to be “commercial computer software” and “commercial computer software documentation,” respectively as applicable. Any use, reproduction, release, performance, display or disclosure of the Service and any accompanying documentation by the Government will be governed solely by these Terms of Service and is prohibited except to the extent expressly permitted by these Terms of Service. The Mobile Software originates in Nigeria, and is subject to Nigeria export laws and regulations. The Mobile Software may not be exported or re-exported to certain countries or those persons or entities prohibited from receiving exports from the Nigeria. In addition, the Mobile Software may be subject to the import and export laws of other countries. You agree to comply with all Nigeria and foreign laws related to use of the Mobile Software and the BizzyBody Service.

B. Mobile Software from iTunes. The following applies to any Mobile Software you acquire from the iTunes Store (“iTunes-Sourced Software”): You acknowledge and agree that this Agreement is solely between you and BizzyBody, not Apple, and that Apple has no responsibility for the iTunes-Sourced Software or content thereof. Your use of the iTunes-Sourced Software must comply with the App Store Terms of Service. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the iTunes-Sourced Software. In the event of any failure of the iTunes-Sourced Software to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the iTunes-Sourced Software to you; to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the iTunes-Sourced Software, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be solely governed by this Agreement and any law applicable to BizzyBody as provider of the software. You acknowledge that Apple is not responsible for addressing any claims of you or any third party relating to the iTunes-Sourced Software or your possession and/or use of the iTunes-Sourced Software, including, but not limited to: (i) product liability claims; (ii) any claim that the iTunes-Sourced Software fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation; and all such claims are governed solely by this Agreement and any law applicable to BizzyBody as provider of the software. You acknowledge that, in the event of any third-party claim that the iTunes-Sourced Software or your possession and use of that iTunes-Sourced Software infringes that third party’s intellectual property rights, BizzyBody, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim to the extent required by this Agreement. You and BizzyBody acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of this Agreement as relates to your license of the iTunes-Sourced Software, and that, upon your acceptance of the terms and conditions of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement as relates to your license of the iTunes-Sourced Software against you as a third-party beneficiary thereof.

C. Mobile Applications from Google Play Store. The following applies to any Mobile Applications you acquire from the Google Play Store (“Google-Sourced Software”): (i) you acknowledge that the Agreement is between you and BizzyBody only, and not with Google, Inc. (“Google”); (ii) your use of Google-Sourced Software must comply with Google’s then-current Google Play Store Terms of Service; (iii) Google is only a provider of the Google Play Store where you obtained the Google-Sourced Software; (iv) BizzyBody, and not Google, is solely responsible for its Google-Sourced Software; (v) Google has no obligation or liability to you with respect to Google-Sourced Software or the Agreement; and (vi) you acknowledge and agree that Google is a third-party beneficiary to the Agreement as it relates to BizzyBody’s Google-Sourced Software.

5. Our Proprietary Rights

Except for your User Content, the Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks and service marks (including, without limitation, the BIZZYBODY and the B logo marks), copyrights, photographs, audio, videos, music, and User Content belonging to other Users (the “BizzyBody Content”), and all Intellectual Property Rights related thereto, are the exclusive property of BizzyBody and its licensors (including other Users who post User Content to the Service). Except as explicitly provided herein, nothing in this Agreement shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any BizzyBody Content. Use of the BizzyBody Content for any purpose not expressly permitted by this Agreement is strictly prohibited.

BizzyBody reserve all rights to the BizzyBody Content not expressly granted in this Agreement and in our Privacy Policy, and no right or license in the BizzyBody Content is granted to you, except as expressly set forth in this Agreement and the Privacy Policy.

You may choose to or we may invite you to submit comments or ideas about the Service, including without limitation about how to improve the Service or our products (“Ideas”). By submitting any Idea, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place BizzyBody under any fiduciary or other obligation, and that we are free to use the Idea without any additional compensation to you, and/or to disclose the Idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by acceptance of your submission, BizzyBody does not waive any rights to use similar or related ideas previously known to BizzyBody, or developed by its employees, or obtained from sources other than you.

6. BizzyBody Property

The Service contains data, information, and other content not owned by you, such as reputational or status indicators, in-world currency, and/or fictional property representing virtual achievements (for instance, trophies or powers) (“BizzyBody Property”). You understand and agree that regardless of terminology used, BizzyBody Property represents a limited license right governed solely by the terms of this Agreement and available for distribution at BizzyBody’s sole discretion. BizzyBody Property is not redeemable for any sum of money or monetary value from BizzyBody at any time. You acknowledge that you do not own the account you use to access the Service, nor do you possess any rights of access or rights to data stored by or on behalf of BizzyBody on BizzyBody servers, including without limitation any data representing or embodying any or all of your BizzyBody Property. You agree that BizzyBody has the absolute right to manage, regulate, control, modify and/or eliminate BizzyBody Property as it sees fit in its sole discretion, in any general or specific case, and that BizzyBody will have no liability to you based on its exercise of such right. All data on BizzyBody’s servers are subject to deletion, alteration or transfer. NOTWITHSTANDING ANY VALUE ATTRIBUTED TO SUCH DATA BY YOU OR ANY THIRD PARTY, YOU UNDERSTAND AND AGREE THAT ANY DATA, ACCOUNT HISTORY AND ACCOUNT CONTENT RESIDING ON BIZZYBODY’S SERVERS, MAY BE DELETED, ALTERED, MOVED OR TRANSFERRED AT ANY TIME FOR ANY REASON IN BIZZYBODY’S SOLE DISCRETION, WITH OR WITHOUT NOTICE AND WITH NO LIABILITY OF ANY KIND. BIZZYBODY DOES NOT PROVIDE OR GUARANTEE, AND EXPRESSLY DISCLAIMS, ANY VALUE, CASH OR OTHERWISE, ATTRIBUTED TO ANY DATA RESIDING ON BIZZYBODY’S SERVERS. 

7. Paid Services

A. Billing Policies. Certain aspects of the Service may be provided for an annual subscription fee or other charge. If and when we provide services requiring payment, and you elect to use paid aspects of the Service, you will be provided with pricing and payment terms which you will be required to accept in order to make those payments.  Such payment terms available if and when in force may be updated from time to time. BizzyBody may add new services for additional fees and charges, add or amend fees and charges for existing services, at any time in its sole discretion. Any change to our pricing or payment terms shall become effective in the billing cycle following notice of such change to you as provided in this Agreement.

B. No Refunds. You may cancel your BizzyBody account at any time; however, there are no refunds for cancellation. In the event that BizzyBody suspends or terminates your account or this Agreement, you understand and agree that you shall receive no refund or exchange for any BizzyBody Property, any unused time on a subscription, any license or subscription fees for any portion of the Service, any content or data associated with your account, or for anything else.

C. Risk of Loss. All products that may be purchased from or via the Service are transported and delivered to you by an independent carrier not affiliated with, or controlled by, BizzyBody. Title to products purchased on the Service, as well as the risk of loss for such products, passes to you when BizzyBody or our supplier delivers these items to the carrier.

D. Payment Information; Taxes. All information that you provide in connection with a purchase or transaction or other monetary transaction interaction with the Service must be accurate, complete, and current. You agree to pay all charges incurred by users of your credit card, debit card, or other payment method used in connection with a purchase or transaction or other monetary transaction interaction with the Service at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, relating to any such purchases, transactions or other monetary transaction interactions.

8. Sales of Goods and Services Through BizzyBody

A.  Merchant Services; Eligibility.  Certain aspects of the Service allow for Users to purchase goods and services (“Goods”) from other Users and third-party merchants (the User who purchasing the good hereinafter referred to as the “Purchaser” and the User who is selling the good hereinafter referred to as the “Merchant” and such services hereinafter referred to as “Merchant Services”).  In order to use the Merchant Services, you must be at least 18 years of age and able to form legally binding contract under applicable law, and, if you use the Merchant Services, you represent and warrant that you are 18 years of age and able to form a legally binding contract under applicable law.

B.  Relationship; Disclaimer.  When you purchase Goods via the Merchant Services, you are purchasing Goods directly from the Merchant, and not BizzyBody. BizzyBody does not manufacture, make, sell or otherwise distribute the Goods and does not endorse or assume any responsibility for product listings, Merchants, or any Goods, including the price, quality, legality or safety of such Goods.  You, as a Purchaser, acknowledge and agree that you are interacting with Merchants at your own risk and BizzyBody shall not be responsible for any loss or damage of any sort relating to your dealings with such Merchants, and expressly relieve and release BizzyBody of any such responsibility.

C.  Purchases.  You are responsible for fully reading any product or service description prior to purchasing such product or service via the Merchant Services and agree that Merchants, not BizzyBody, are solely responsible for establishing the terms upon which a product is sold.  You agree to read and comply with all policies set forth by Merchants with respect to Goods, including a Merchant’s return, refund and shipping policies. You acknowledge and agree that it is the sole responsibility of the Merchant to identify, disclose and notify you of any applicable refund, exchange, or return policy with respect to Goods.

D. Disputes.  You agree to contact the Merchant who sold you the Good directly with all inquiries regarding such Good, including complaints, problems and other issues you may have. BizzyBody has no obligation to handle or facilitate the handling of any disputes between Purchasers and Merchants. For avoidance of doubt, any disputes with BizzyBody shall be handled in accordance with the terms and conditions of this Agreement.

E. Payment.  Purchases through the Merchant Services may be processed through a third party provider. If applicable, Purchasers of Goods will be provided a notice when entering their payment information directing them to a third party payment service provider’s terms of service and privacy policy and all payments made via the Merchant Services are governed by such terms of service and privacy policy.

9. Promotions on BizzyBody. 

If you use the Service to communicate or administer a promotion (e.g., a contest or sweepstakes), you are responsible for the lawful operation of that promotion, including without limitation (i) the official rules; (ii) offer terms and eligibility requirements; (iii) compliance with applicable rules and regulations governing the promotion and all prizes offered, such as registration and regulatory approvals in the relevant jurisdiction(s); and (iv) compliance with applicable laws, rules, regulations and guidelines, including without limitation the Federal Trade Commission Act and Federal Trade Commission Guidelines Concerning Use of Endorsements and Testimonials in Advertising.  Promotions on the Service must include the following: (i) a complete release of BizzyBody by each entrant or participant; and (ii) an acknowledgement that the promotion is in no way sponsored, endorsed or administered by, or associated with, BizzyBody, unless an authorized representative of BizzyBody provides prior written consent.  BizzyBody will not assist you in the administration of your promotion and cannot advise you on whether consent is required for use of user content or on how to obtain any necessary consent.   You agree that if you use the Service to administer your promotion, you do so at your own risk.

10. No Professional Advice

If the Service provides professional information (for example, medical, legal, or financial), such information is for informational purposes only and should not be construed as professional advice. No action should be taken based upon any information contained in the Service. You should seek independent professional advice from a person who is licensed and/or qualified in the applicable area.

11. Text Messaging

You may sign up to receive certain BizzyBody notifications or information via text messaging. You may incur additional charges from your wireless provider for these services. You agree that you are solely responsible for any such charges.

12. Privacy

We care about the privacy of our Users. You understand that by using the Services you consent to the collection, use and disclosure of your aggregate data as set forth in our Privacy Policy, and to have your personally identifiable information collected, used, disclosed, transferred and processed as set forth in our Privacy Policy.

13. Security

BizzyBody cares about the integrity and security of your personal information. BizzyBody uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information and implement your privacy settings. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk.

14. DMCA Notice

Since we respect artist and content owner rights, it is BizzyBody’s policy to respond to alleged infringement notices that comply with the Digital Millennium Copyright Act of 1998 (“DMCA”).

If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible via the Service, please notify BizzyBody’s copyright agent as set forth in the DMCA. For your complaint to be valid under the DMCA, you must provide the following information in writing:

1. An electronic or physical signature of a person authorized to act on behalf of the copyright owner;

2. Identification of the copyrighted work that you claim has been infringed;

3. Identification of the material that is claimed to be infringing and where it is located on the Service;

4. Information reasonably sufficient to permit BizzyBody to contact you, such as your address, telephone number, and, e-mail address;

5. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law; and

6. A statement, made under penalty of perjury, that the above information is accurate, and that you are the copyright owner or are authorized to act on behalf of the owner.

The above information must be submitted to the following DMCA Agent:

Attn: DMCA Notice
BIZZYBODY NG
Address:  Block 12, flat 5, Amuwo Odofin L.C.H.E
Mile 2, Lagos
Telephone:  +234 817 538 9653
Email: info@bizzybody.ng

UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY AND CIVIL PENALTIES, INCLUDING MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS’ FEES.

Please note that this procedure is exclusively for notifying BizzyBody and its affiliates that your copyrighted material has been infringed. The preceding requirements are intended to comply with BizzyBody’s rights and obligations under the DMCA, but do not constitute legal advice. It may be advisable to contact an attorney regarding your rights and obligations under the DMCA and other applicable laws.

In accordance with the DMCA and other applicable law, BizzyBody has adopted a policy of terminating, in appropriate circumstances, Users who are deemed to be repeat infringers. BizzyBody may also at its sole discretion limit access to the Service and/or terminate the accounts of any Users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

15. Third-Party Links and Information 

The Service may contain links to third-party materials that are not owned or controlled by BizzyBody. BizzyBody does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third-party website or service from the Service or share your User Content on or through any third-party website or service, you do so at your own risk, and you understand that this Agreement and the BizzyBody Privacy Policy do not apply to your use of such sites. You expressly relieve BizzyBody from any and all liability arising from your use of any third-party website, service, or content, including without limitation User Content submitted by other Users.

Certain users may post promotional or marketing materials, which may include the ability for Users to purchase products or services from such certain users, (“User Promotional Materials”) via the Service; however, you will be exposed to such User Promotional Materials on the Service only if you opt in to do so, such as by following or friending such users on the Service.  Your dealings with or participation in any such promotions, or purchases of any goods and services, found on the Service, including payment and delivery of goods, and any other terms (such as warranties) are solely between you and such certain users.  You agree that you are interacting with such other users at your own risk and BizzyBody shall not be responsible for any loss or damage of any sort relating to your dealings with such users, and expressly relieve and release BizzyBody of any such responsibility.

16. Credits 

The BIZZYBODY app integrates the respective application programming interfaces, data, databases, media libraries, images, and/or other intellectual property of Apple, Inc.; Microsoft Corporation; and Google, Inc. This material is proprietary and the subject of copyright protection, database right protection and/or other intellectual property rights owned by Apple, Inc.; Microsoft Corporation; and Google, Inc.; or their respective suppliers. The use of this material is subject to the terms of one or more license agreements. Any unauthorized copying or disclosure of this material will lead to criminal and civil liabilities. The BIZZYBODY app is not endorsed or certified by Apple, Inc.; Microsoft Corporation; or Google, Inc. // iTUNES is a registered trademark of Apple, Inc. All rights reserved. // GOOGLE is a registered trademark owned Google, Inc. All rights reserved.

17. Indemnity

You agree to defend, indemnify and hold harmless BizzyBody and its subsidiaries, agents, licensors, managers, and other affiliated companies, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Service, including the Merchant Services and any data or content transmitted or received by you; (ii) your violation of any term of this Agreement, including without limitation your breach of any of the representations and warranties above; (iii) your violation of any third-party right, including without limitation any right of privacy or Intellectual Property Rights; (iv) your violation of any applicable law, rule or regulation; (v) User Content or any content that is submitted via your account including without limitation misleading, false, or inaccurate information; (vi) your willful misconduct; or (vii) any other party’s access and use of the Service with your unique username, password or other appropriate security code.

18. No Warranty

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE SERVICE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM BIZZYBODY OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. WITHOUT LIMITING THE FOREGOING, BIZZYBODY, ITS SUBSIDIARIES, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICE.

BIZZYBODY DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE PROMOTED OR OFFERED BY A THIRD PARTY THROUGH THE BIZZYBODY SERVICE OR ANY HYPERLINKED WEBSITE OR SERVICE, AND BIZZYBODY WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

FEDERAL LAW, SOME STATES, PROVINCES AND OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION AND LIMITATIONS OF CERTAIN IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS AGREEMENT GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE. THE DISCLAIMERS AND EXCLUSIONS UNDER THIS AGREEMENT WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BIZZYBODY, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THIS SERVICE. UNDER NO CIRCUMSTANCES WILL BIZZYBODY BE RESPONSIBLE FOR ANY DAMAGE, LOSS OR INJURY RESULTING FROM HACKING, TAMPERING OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICE OR YOUR ACCOUNT OR THE INFORMATION CONTAINED THEREIN.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BIZZYBODY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF OUR SERVICE; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY; (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICE; AND/OR (VII) USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY. IN NO EVENT SHALL BIZZYBODY, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES OR COSTS IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO BIZZYBODY HEREUNDER OR $100.00, WHICHEVER IS GREATER.

THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF BIZZYBODY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. THIS AGREEMENT GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE. THE DISCLAIMERS, EXCLUSIONS, AND LIMITATIONS OF LIABILITY UNDER THIS AGREEMENT WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

The Service is controlled and operated from facilities in the Nigeria. BizzyBody makes no representations that the Service is appropriate or available for use in other locations. Those who access or use the Service from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable Nigeria and local laws and regulations, including but not limited to export and import regulations. You may not use the Service if you are a resident of a country embargoed by the Nigeria, or are a foreign person or entity blocked or denied by the Nigeria government. Unless otherwise explicitly stated, all materials found on the Service are solely directed to individuals, companies, or other entities located in the Nigeria.

20. Governing Law, Arbitration, and Class Action/Jury Trial Waiver

A. Governing Law. You agree that: (i) the Service shall be deemed solely based in Lagos; and (ii) the Service shall be deemed a passive one that does not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than Lagos. This Agreement shall be governed by the internal substantive laws of the State of Lagos, without respect to its conflict of laws principles. The parties acknowledge that this Agreement evidences a transaction involving interstate commerce. Notwithstanding the preceding sentences with respect to the substantive law, any arbitration conducted pursuant to the terms of this Agreement shall be governed by the Federal Arbitration Act. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. You agree to submit to the personal jurisdiction of the federal and state courts located in, Lagos state for any actions for which we retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a our copyrights, trademarks, trade secrets, patents, or other intellectual property or proprietary rights, as set forth in the Arbitration provision below, including any provisional relief required to prevent irreparable harm. You agree that, Lagos state is the proper forum for any appeals of an arbitration award or for trial court proceedings in the event that the arbitration provision below is found to be unenforceable.

B. Arbitration. READ THIS SECTION CAREFULLY BECAUSE IT REQUIRES THE PARTIES TO ARBITRATE THEIR DISPUTES AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM BIZZYBODY. For any dispute with BizzyBody, you agree to first contact us at info@bizybody.ng and attempt to resolve the dispute with us informally. In the unlikely event that BizzyBody has not been able to resolve a dispute it has with you after sixty (60) days, we each agree to resolve any claim, dispute, or controversy (excluding any claims for injunctive or other equitable relief as provided below) arising out of or in connection with or relating to this Agreement, or the breach or alleged breach thereof (collectively, “Claims”), by binding arbitration by COURT, under the Optional Expedited Arbitration Procedures then in effect for COURT, except as provided herein. COURT may be contacted at www.courtadr.com. The arbitration will be conducted in Lagos County, Lagos, unless you and BizzyBody agree otherwise. If you are using the Service for commercial purposes, each party will be responsible for paying any COURT filing, administrative and arbitrator fees in accordance with COURT rules, and the award rendered by the arbitrator shall include costs of arbitration, reasonable attorneys’ fees and reasonable costs for expert and other witnesses. If you are an individual using the Service for non-commercial purposes: (i) COURT may require you to pay a fee for the initiation of your case, unless you apply for and successfully obtain a fee waiver from COURT; (ii) the award rendered by the arbitrator may include your costs of arbitration, your reasonable attorney’s fees, and your reasonable costs for expert and other witnesses; and (iii) you may sue in a small claims court of competent jurisdiction without first engaging in arbitration, but this does not absolve you of your commitment to engage in the informal dispute resolution process. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. Nothing in this Section shall be deemed as preventing BizzyBody from seeking injunctive or other equitable relief from the courts as necessary to prevent the actual or threatened infringement, misappropriation, or violation of our data security, Intellectual Property Rights or other proprietary rights.

C. Class Action/Jury Trial Waiver. WITH RESPECT TO ALL PERSONS AND ENTITIES, REGARDLESS OF WHETHER THEY HAVE OBTAINED OR USED THE SERVICE FOR PERSONAL, COMMERCIAL OR OTHER PURPOSES, ALL CLAIMS MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION OR OTHER REPRESENTATIVE PROCEEDING. THIS WAIVER APPLIES TO CLASS ARBITRATION, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS. YOU AGREE THAT, BY ENTERING INTO THIS AGREEMENT, YOU AND BIZZYBODY ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE PROCEEDING OF ANY KIND.

21. General

A. Assignment. This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by BizzyBody without restriction. Any attempted transfer or assignment in violation hereof shall be null and void.

B. Notification Procedures and Changes to the Agreement.  BizzyBody may provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through posting of such notice on our website, as determined by BizzyBody in our sole discretion. BizzyBody reserves the right to determine the form and means of providing notifications to our Users, provided that you may opt out of certain means of notification as described in this Agreement. BizzyBody is not responsible for any automatic filtering you or your network provider may apply to email notifications we send to the email address you provide us. BizzyBody may, in its sole discretion, modify or update this Agreement from time to time, and so you should review this page periodically. When we change the Agreement in a material manner, we will update the ‘last modified’ date at the bottom of this page. Your continued use of the Service after any such change constitutes your acceptance of the new Terms of Use. If you do not agree to any of these terms or any future Terms of Use, do not use or access (or continue to access) the Service.

C. Entire Agreement/Severability. This Agreement, together with any amendments and any additional agreements you may enter into with BizzyBody in connection with the Service, shall constitute the entire agreement between you and BizzyBody concerning the Service. If any provision of this Agreement is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect, except that in the event of unenforceability of the universal Class Action/Jury Trial Waiver, the entire arbitration agreement shall be unenforceable.

D. No Waiver. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and BizzyBody’s failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.

E. Contact. Please contact us at info@bizzybody.ng with any questions regarding this Agreement.

This agreement was last modified on May 13, 2022